Terms of Service
Last updated: 8 October 2026
1. Acceptance
By using CyberInsureReady (cyberinsureready.com.au), you agree to these terms. If you don't agree, don't use the service.
2. What CyberInsureReady is
CyberInsureReady is a self-assessment tool that helps Australian businesses evaluate their cyber insurance readiness. It is an educational tool, not a formal audit, insurance advice, or guarantee of coverage or premium.
3. Not a substitute for professional advice
CyberInsureReady provides general information and a custom readiness report. It does not constitute professional insurance, legal, or compliance advice. For formal insurance advice, engage a licensed insurance broker or adviser.
4. Results and our security partner
To see your results you provide your name, business name and email address and agree to your results, answers and contact details being shared with our security partner Cyber83 Australia, who may contact you about improving your score. This sharing is a condition of using the free assessment. You can opt out of contact at any time by replying "unsubscribe" to any email or emailing support@cyberinsureready.com.au, and we will ask Cyber83 to delete its copy. Details are in our Privacy Policy.
5. Your responsibilities
- Answer assessment questions honestly to receive meaningful results
- Review and adapt the generated report before sharing with insurers or brokers
- Do not use the service for any unlawful purpose
- Do not attempt to reverse engineer, scrape, or abuse the service
6. Payments and refunds
- Cyber Insurance Readiness Report: $99 AUD one-time payment
- All prices are in Australian dollars and include GST
- 7-day refund if you haven't generated your report yet
- No refunds after report generation, the document is immediately available
- Payments processed securely by Stripe
7. Intellectual property
The generated readiness report is yours to use in your business. CyberInsureReady retains rights to the assessment framework, scoring methodology, and platform.
8. Limitation of liability
CyberInsureReady is provided "as is". We are not liable for any insurance decisions, coverage gaps, premium changes, or losses arising from your use of or reliance on this tool. Our total liability is limited to the amount you paid us.
9. Governing law
These terms are governed by the laws of Queensland, Australia.
10. Contact
Questions? Email support@cyberposture.com.au