Cyber Insurance Readiness Assessment for Australian SMBs
Know if your business is insurable before your insurer does. 20 questions built around what underwriters at Coalition, Chubb, and Beazley actually look for — get your readiness score instantly, free.
🔒 No account required. Your answers stay in your browser.
How the Cyber Insurance Readiness Assessment Works
Three steps from unknown to insurable
Free Assessment
20 questions across 5 underwriting domains. Built around what insurers actually ask during application. Takes 5 minutes.
Your Readiness Score
Instant score across Identity, Endpoint, Email, Backup, and Incident Response. See exactly where you stand with insurers — for free.
Readiness Report
Full gap analysis, prioritised fixes, and broker-ready language. Download in PDF + Word and share directly with your broker.
Preview
Sample Readiness Report
Why cyber insurance is harder than it used to be
Insurers have paid out billions in ransomware and business email compromise claims. The bar for coverage has moved — significantly.
More Businesses Are Being Declined
Insurers are declining applications or adding exclusions for businesses that can't demonstrate basic controls. The gap between insurable and uninsurable is a handful of technical measures.
Premiums Reflect Your Controls
Businesses with strong controls pay significantly less. Premium differences of 20–60% are typical between well-protected and underprotected businesses applying for the same cover — with larger gaps in high-risk cases.
Underwriters Ask These Exact Questions
Coalition, Chubb, AIG, and Beazley all ask about MFA, backups, email security, and incident response. Our assessment maps directly to their application forms.
Get Ahead of the Process
Know what they'll ask before you apply. Fix the gaps. Go into the application with confidence — and come out with better terms.
Cyber Insurance Readiness Assessment Pricing
The assessment is always free. Pay only when you need documentation.
Assessment
Free
Self-service questionnaire and instant score
Get startedBoard-Ready Report
$99
one-timeDownloadable readiness report for your insurer or board
Get startedFull Application Pack
$499
one-timeComplete controls documentation, evidence pack, and insurer summary generated from your assessment answers
Get startedCustomer story
Full coverage renewed at a reduced premium
A Sydney-based professional services firm was facing renewal with gaps across MFA and backup testing. They ran the CyberInsureReady assessment, downloaded the evidence pack, and presented it to their broker ahead of the meeting. Their broker submitted it directly to the underwriter. Result: full coverage renewed at a reduced premium.
Cyber Insurance Readiness FAQs
Why is cyber insurance so expensive now?
Insurers have paid out billions in ransomware and BEC claims over the past five years. They now require businesses to demonstrate specific technical controls before they'll quote — and price based on what they find. Businesses that can't show MFA, tested backups, and an IR plan are typically paying 20–60% more, or being declined entirely.
Is the assessment really free?
Yes, completely. 20 questions, instant score, top 3 insurer risk flags — all free, no account required. We only charge if you want the full readiness report with gap analysis and prioritised fixes.
What's in the readiness report?
A full gap analysis across all 5 underwriting domains, with prioritised fixes ranked by insurer impact. It covers exactly what underwriters look for — in language your broker and finance team will understand. Comes as a PDF and Word document so you can share it or edit it.
Can I share the report with my broker?
Yes — that's the point. The report is specifically designed to be shared. It frames your security posture in the language brokers and underwriters use, and makes it easier to have a productive conversation about coverage, limits, and what to fix first.
Is this tool used by real businesses?
Yes. Our assessments are used by Australian IT managers and business owners preparing for insurance renewal, government contracts, and compliance audits. The free tier requires no account and no email — so most users complete an assessment and download their results without ever identifying themselves to us.
Australian SMB Cybersecurity Suite
Free assessments covering every compliance framework Australian businesses need.
Ready to assess your cyber insurance readiness?
5 minutes. Free. No account required.
Reports accepted by leading Australian insurers — Coalition, Chubb, Beazley, Aon
Assessments mapped directly to underwriter application forms.